Can I use an offset mortgage to save?
Offset mortgages can help you save money by lowering your monthly payments and shortening your loan term. For example, if you have a mortgage debt of £300,000 and a savings account of £20,000, you will only be charged interest on £280,000.
As per the offset mortgage advisor, this money can be used to reduce your monthly payments or the length of your mortgage.
Original Source: https://sites.google.com/view/mountview-financial-solutions/blog/can-i-use-an-offset-mortgage-to-save
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